Kevin Hogan

International Speaker

Latest Articles:  Stopping the Black Swan Can You Become a New Person?

Most Humans are Creatures of Comfort: What it Means to You

Familiarity Breeds Comfort…It Could Take You Down

Humans are creatures of comfort. Humans cling to familiarity and then find it difficult to let go. Humans fear pain, and the unknown. At one time or another, everyone has been plunged into the unknown at some point. It can be scary, we are forced to rebuild our world or assimilate new things into it. A pandemic hits and you’re asked to stay home. Lots of people lose a job. Pandemic is over and you know people should return to work. But do they? Why do some people return to work and others don’t? Remember, comfort is bred by familiarity. What the body and brain are familiar and comfortable with it will “stick to” like glue. You are genetically programmed to take the non-deadly route. But, little doses of novelty are enticing. Just the THOUGHT of winning the lottery causes otherwise rational people to throw money away on a one in 56,000,000 “chance.” Most people get excited about living vicariously through the experiences of other people. This is why you are often so fascinated by people drastically different from you. Here’s the deal: You can’t do everything. No one can. That’s why if you hang out with celebrities, you find that they are just people. They differ from you in just a very few ways.

1) They probably earn more money than you do. 2) They probably get more attention than you do. 3) They understand their audience, their specific appeal to others.

That’s about it.

The Magnetic Attraction

You are attracted to those you desperately would like to be. However, you can’t be a commercial jet pilot AND a medical doctor. You aren’t going to pull off being a world class trapeze artist AND a top level business exec. So, people live through the people around them. The positive and negative ends of magnets cling to each other, but unfortunately (?) you aren’t a magnet. And relationships with someone drastically different from you typically don’t last. Legend Point: The top two predictors of successful marriages are SIMILARITIES and if the man is more than 5 years older than the woman. Familiarity Breeds Attraction

Familiarity Breeds Happiness

Likeness also predicts happiness in marriages. (The other biggie is the kids moving out…also for another day.) People who have similar levels of the personality trait conscientiousness (get it done, cleanliness, politeness) are especially likely to stay together in marriages. Common ground is the glue in a relationship. You will likely “find” one of a group of people who mirrors you in many ways. And with luck they will also bring different qualities to the table. Finding a balance with similar interests, values and unique qualities is ideal.

The next person you will fall in love with?

In reality, (brace yourself) they will most likely have many qualities of your mother and father, your ex spouse, your last boyfriend or girlfriend. People aren’t only fascinated by other people who are different from us, either. Researchers have found that we desire a mate who has a similar personality, ambition, and values that match ours. Think about it. A conservative and a liberal probably wouldn’t make it past the second date in 2021.  Jewish meets Catholic? It could work but more often than not… Welder meets doctor…let’s be honest – it just won’t happen. Even extrovert meets introvert is likely to have more challenges. That said, problems might be the price of a good and full life.

Love on the Big Screen

We tend to let Hollywood influence our perceptions of lust, love, and relationships. Audiences dig forbidden love, and the excitement that comes with it. The bad boy with the girl next door, West Side Story, Beauty and the Beast. Think about it… “Similarities-attract stories” tend not to make a lasting impression on the big screen…they just tend to work better off the big screen. But Hollywood isn’t entirely wrong. There needs to be a certain amount of UNlikeness as well. Comfortable does not equal happiness. Too much likeness and things could get boring. A successful relationship will involve partners challenging each other to try new things, teaching each other, enjoying learning from each other, and will balance each other out. We don’t want to marry a clone of us…though just as I type that….our partners are also more likely than not to look like us physically. We have clear preferences for… Imagine that your 325 pound friend took off 150 pounds so they could get to 175. They succeed. Your thinking will tell you that you are a hero. You’ve helped your friend. You pushed them, you cooked for them, you even worked out with them and did all kinds of cool stuff for them on their diet. 16 Human Drives: Drive to Eat And here it is today, a year and a half later and you think they should be appreciative, remember your birthday, get you a particularly wonderful Christmas present, sing your praises to the world and what happens? Not that. Before you learned about subroutines, you would have been astonished, shocked, felt betrayed, felt like you went the extra mile and then today they have no appreciation to acknowledge or share….if they are still talking to you at all. This seems crazy, yet it’s happened to you many times. How do I know? Because you’ve helped people many times and they have ended up having a fight or an argument or a disagreement of some kind and then you quit talking. I know only because it pretty much has to happen that way.

Part of Me Wants to…

Don’t get me wrong, there are parts of that person that do feel appreciation and love. Just not all of them. And the “not” part is going to be waaaay more intense in the aftermath of your good deeds. What happened in the brain to cause this seemingly bizarre result? And for heaven’s sake, how is it possible that they don’t want to speak to you or even acknowledge your life as it is on this planet?! Go back to the drivers. The person has a powerful driver to eat.

Three Core Drivers

  • Fight / Flight
  • Sex / Reproduction
  • Eat / Survive

Remember the three core drivers for most people are flight/fight to reach calm, sex/reproduction, and eating. If any of those three things don’t occur, the genes that set the drivers will not reproduce and although the current body is less important to genes than the next body, the copies of the genes will be passed on, genes will continue to drive the body to copy themselves. In other words, if you don’t eat, you will die. If you don’t freeze or flee from danger, you will get eaten. If you don’t have sex and reproduce, you won’t be feeling good and you won’t be taking care of your genes and the copying process that is their future. Note: Copies of many of your genes are also in the body of, say, your nephews and nieces. This fact of nature means that most people will have a propensity to make sure the kids of siblings will survive and make it to reproductive age…even if you might have wanted to do otherwise with your siblings at an earlier age! Our friend who has now lost 150 pounds is now weighing in at 175 pounds. That’s pretty sweet. They should be delivering your new car with a bow on it. But that’s not going to ever happen. Worse? They are upset with us on MANY levels! Why? Their drive to eat caused subroutines to develop that made sure the 325-pounder ate often, regularly and with vigor. Remember, the driver to eat IS one of the core drivers of a large percentage of people; and if it were somehow absent, people would simply die. And here you are, Mr. Know it All, you’re going to take 2/3 of the food this person had eaten out of their mouth and you think they will be happy? 16 Human Drives: The Drive to Eat Do you have any idea how hard that subroutine works to get your friend to the cookie jar, the steakhouse, the ice cream shoppe, the vending machine? That subroutine is wired to defend its actions and fulfill its sole job which is to get food into the human’s mouth. Period.

Like the “Energizer Bunny”?

Subroutines don’t quit jobs. They are like virus scanners on your computer. They can’t be fired. They do one thing. They accomplish their purpose. Their track record doesn’t even need to be kept. It’s stellar pushing perfect as far as completing the cycle from beginning to end. Period. And like a virus scanner, they don’t “catch everything.” They are very specific goal seeking programs which have caused survival in the human and they have essentially never failed in 15, 25, 35, 45, 55, 65, 75 YEARS.  Then YOU came along and thought you were going to turn your friend into a happy healthy skinny person? That subroutine has strategies to literally kill or disable anything or anyone that gets in between the human and food. If you cause someone to not be able to eat what the subroutine directs them to, you can assume your mortality might be in danger. The processing system in the subroutine is wired to get food now and remove obstacles from the person’s path to consuming the food. The subroutine has no “knowledge” that you are saving the person’s life, it is only programmed to scan it’s way to food it knows causes the full feeling and tastes good.

The Powerful Drive to Eat

Have you ever wondered why so many arguments happen at the dinner table? Have you ever had a strange sense of being upset because the food you eat isn’t what you “wanted” or that you didn’t “like” the food you were being served? Better question: Does this experience happen 5 – 10 times per year (assuming you live with someone who prepares food for you)? Track this in your journal. Just make a note of when you felt ridiculously upset at the dinner table and you sensed it was because of the food being served. Write down the feelings you felt and the thoughts you might have had if you took the time to look at the pictures squirted into consciousness by the subroutine. That subroutine isn’t going to let you starve! Can you imagine attempting to persuade someone when serving one of those dinners and the other person has a subroutine turned on that escalates into Self-Protection Mode? I bet it’s all starting to come together now. Persuasion: Ready to ask if he’s up for a gym membership? What’s the response to that? No way. No food is there. It’s further from food. Another barrier from food. No. No. No. Want to go grocery shopping? “You bet!” How do you get the person to go to the gym? Research is clear that you show preference for faces that are significantly similar structurally to your own. That doesn’t mean you should or shouldn’t “shoot for that” but it’s something to be aware of as you live your life.

Marry Your Best Friend?

People pick mates like they pick friends. People aren’t likely to be good friends with drastically different beliefs than us. Think about it:

  • I believe passionately that it is not your job to pay my rent.
  • I am a “Libertarian” politically.
  • You don’t owe me health care.
  • You don’t owe me free housing.
  • You don’t owe free food.

Someone who sees life differently than that is not going to enjoy hanging out with me in Las Vegas. And that person will have a LOT of company. Find a Great Partner

The next person you will go into business with

We obviously pick partners who have similar interests as we do. Why do we go into certain business partnerships? Because two heads are better than one…sometimes. If we can find a partner who:

  • Complements our interests
  • Has the same attitude about business (hours put in, output, ability to get things done on time)
  • Has different strengths and responsibilities
  • Has the ability to bring different ideas to the table

…and then, the partnership has potential to be successful. You ask a question that involves a more potent driver (for that person). “Hey, you’re looking pretty good, want to go to the gym with me tonight? Lots of girls there.” “Want to go to the gym with me tonight? Special guest night. No charge; lots of people who’d LIKE YOU (not: you’d like) there.” You are the cause of the person losing weight, which means eating less, lots less. That means you are taking food out of the person’s mouth and withholding it! At the least, you are absolutely seen as a danger to the subroutine and the subroutine will defend itself against you. You are no different from any other predator who would grab food from the mouth of the person and steal it for themselves. Your friend will feel anger toward you and when you ask “what’s up” or “why are you upset?” or “what can I do to help,” you might be surprised or disturbed by the answer! A part of the individual really “wants” you…gone. Most people won’t end up doing that at the dinner table, but I’m sure you can think of plenty of times when people stormed from the table, behaved foolishly or became verbally hostile. All you did was cook a big meal and set a nice table.

Other Subroutines Keep the Individual In Line

The reason you survive the subroutine’s wrath is that there are other subroutines that have greater influence over the individual (both belonging and nesting come to mind) or they wouldn’t have succeeded in losing 150 pounds. BUT, do know that you aren’t on the Christmas Card List of the Eating Driver and its subroutine(s). And to think you were going to be proud of yourself for “helping out.” Meanwhile, it’s much more complex than this for the individual themselves. They sense they are angry with you, but the only thing squirting in their brain is stuff related to food and death. It makes no sense, and that right there is enough to have additional anger build up on top of what was there to begin with. The person senses they are mad at you. You’ve done SOMETHING WRONG. It could be anything, and you might be accused at the drop of the hat. That person has compulsion and obsession triggered day and night to eat, yet the diet you created says “no” to most of that old stuff and “yes” to stuff that is “healthy.” This, of course, is information that can’t even be processed by the subroutine. The subroutine knows when it is time to shut off and that is when the body sends the signal to the brain that says, “Excellent, don’t need any more. Whew.” The subroutine is absolutely doing its job of getting you food that has “caused” you to survive for your entire life. And now, the diet prescription for your friend has created a monster that has a 24/7 compulsion to eat. That creates dramatic turmoil in that person’s body. Part of them really does want you erased from the earth. You are doing what is in “their best interest.” They know you are doing what is in their best interest! But part of them wants you gone forever because you are not acting in the best interest of what the subroutine is programmed to accomplish. It makes no difference if you are “right” or “wrong.” The only factor that matters is that the subroutine is not accomplishing its mission of 2 million years of programming plus 30, 40, 50, 60 years of hour by hour practice in fulfilling that 2,000,000 years of programming. Some people’s drive to eat is dialed way up to 10. Other people have the drive to eat dialed down to 1. The Spectrum of Subroutines There is a point in almost all people where the subroutine built to eat will take over all other goal seeking behavior and do what it was programmed to do from birth. It will get the person food. Anytime another person inhibits a subroutine from fulfilling its programming, you can assume it wants the interfering individual or thing to be disabled.

Reasoning with a Subroutine?

Subroutines don’t “think,”; they simply act until the drive has been met and then it shuts itself off until it is needed again. Subroutines can’t understand motivational speeches. They DO meet their goals in one fashion or another and they eliminate what is in their way. This is just one subroutine which emerged from one core human driver. It wants to disable the influencer that caused the individual to “lose weight” (i.e. starve himself to death…i.e. you are a killer). That is the goop the subroutine squirts into the brain. Those “squirts” can come in the form of sensations and feelings, images and words. Often the individual will review those squirts and assess them:

“They’re just trying to help.” “He just wants me to be healthy.” “Easy for them, they weigh xyz.” “Always sticking their nose where they don’t belong.” “Can’t accept me (trigger belonging driver!) for who I am.” “He wants me to have an eating disorder.” “Big jerk. Man I hate that guy sometimes.”

And in real life, you saved his life…

Some People Consciously Review Pictures

The thinking process is where the mind takes time away from whatever it was doing to evaluate the squirts that come up from the nonconscious processes of the brain. In the story above, the squirts from the subroutine caused conscious review. Most of the time, the person just FEELS a certain way toward another person and never really figures out why. They get a “gut feeling.” In this unusual case, the person was reviewing squirts and consciousness became aware of the Belonging subroutine. The Belonging Subroutine has a BIG job to do within the individual. Subroutine Algorithms It is constantly balancing inputs to determine with consciousness who matters and who doesn’t. Who the individual wants to belong to and who the individual wants to belong to them. Subroutines don’t have friends. They have ongoing jobs which are algorithms that run UNTIL something is done then they shut off. The Belonging Subroutine, like The Eating Subroutine, is activated every single day. The intensity will be different for everyone, but belonging is critical to survival. If you’ve come to the conclusion that taking away someone’s food is dangerous for you, you were right. Just wait ’til you see what happens when you get in the way of someone’s Belonging Subroutine.

The Hard-Wired Drive to Belong

The drive for acceptance or belonging is a two-way drive. It develops into a subroutine(s) that not only collects people, but causes behavior in the human so that the individual will also be able to belong to another person or group. Certainly I must mean that people aren’t collected but interacted with, right? No. It’s a subroutine. It didn’t take a sensitivity training at the office. And it wouldn’t if it could. It has a job. Collect people, specific people, and cause the Self to exhibit behaviors that will cause inclusion with desirable groups. This is a trial and error approach that never really ends. It’s the Belonging subroutine that probably squelched but didn’t shut off the eating driver. The Belonging subroutine saves lives of loved ones and friends every single day. But it has a dark side, as you will see. The certain way a subroutine can be shut off is to let it complete the process it was developed for, and it will then shut itself off. The drive to Belong, in most people, is not as intense as the drive to eat, the drive to have sex/reproduce or the drive to flee or fight danger. But it certainly can be stronger than all three, or just one or stronger in given crucial moments because it is almost always switched up unless it has just completed a cycle of belonging.

The Dark Side of the Desire to Belong

Stalkers don’t stalk just anyone. They stalk a person. A specific individual. The stalk-ee is someone the person would want to collect. This is why on the inside, the processes of stalking and love are roughly the same thing. One of the same subroutines that stalks, loves. It is the Subroutine of Belonging and Acceptance. Other subroutines can drive either behavior in conjunction with the drive for belonging, but belonging and acceptance is the instigator here. It takes less than one second to “fall in love.” A subroutine will latch on quickly to predetermined criteria and will pursue until it is complete. Then, there is either a wedding or a restraining order issued. There is either a sexual harassment case brought or a relationship is begun. We’ll explore the Drive to Belong more deeply in next week’s installment….stay tuned.

Attend an online e-course with Kevin Hogan!

Wealth Accumulation System
with Kevin Hogan

The ALL NEW 11-week Comprehensive & Systematic Course for Wealth Creation and Accumulation
Next course begins:  May 24, 2024

Whether you earn $70,000 or $300,000 per year, this private Wealth building and accumulation course will be one you will always talk about with friends when telling them what helped you transform from where you are today to where you will be then.

“Wealth is definitely about money, but it is also much more than just money. It’s about living your life on your own terms while your wealth grows!”

Being wealthy comes down to a decision and a choice.

Having what you deserve in life is your selection when you arrive at the vending machine.

During this unique 11 week E-course, you’ll take at least one step up the pyramid of life. By the time you have completed the course, if you choose, you’ll find yourself already having completed the single most difficult piece of wealth building. When you complete the course, you will have a proven plan and a unique guide to make sure you do exactly what you are supposed to do!

It’s fun, it’s exciting, it’s intense, and whether you are a millionaire today or you will be starting from scratch, this experience will show you the way, simplify your life, give you more joy and give you the pleasure of watching your new pile of gold grow each day.

There’s all kinds of neat little blueprints to building wealth out there.

I’ve seen most of them. I suppose in a perfect world some could work.

But when I sat down and looked at the bestselling plans to see what was missing and why so many people were disappointed, it was obvious that what was needed was a REAL system.

System implies algorithm. Algorithm implies step by step predictability and completion.

Some programs I checked out were grounded in silliness. “If you get a 12% return on your money per year then you….”

Here’s the thing…THAT is NOT going to happen. I’ve met perhaps a handful of people who know the truth about investing.


The stock market, after taxes, dividends, inflation and transaction costs will not return more than 5% against inflation over the next decade.

The stock market is very cyclical and predictably so.

It’s highly unlikely the markets will return even 5% by the end of the decade.

Wealth accumulation is not about investing in stocks or bonds.

You’ll learn the truth about if and when in this course…but now is not the time for either.

Honest to goodness, most of what is out there might be well intended but the teaching is so airy fairy that no one could actually do anything with what they learn. There were a few exceptions. There were some “methods” that simply wouldn’t and couldn’t work. They were disturbing approaches to securing a sound future. I wasn’t sure which I liked less.

When you were born, there was no Life Instruction Manual. There was also no Wealth Accumulation Manual and to date there never has been…until now.

Aside from being immensely valuable, you’re about to experience the most valuable system you’ll ever use. It’s fun which means you’ll use it every single day!

You’ve heard of going from 0 to 60 in 8 seconds in reference to a car, right?

Have you ever heard of going from starting with $1,000,000 in debt only to become a millionaire?

Someone wrote that about me and while it’s technically correct…there’s more to the story than numbers.

You probably know a bit of my story. Here is the thumbnail in three paragraphs:

I was raised in Chicago by a darn good Mom. Our family moved between poor, can’t get any poorer and lower class depending on whether Mom was married or not at the time…whether someone had just died or was dying in a hospital or yes when there were not one but TWO hospital beds in our tiny home.

Life was often nothing short of emotionally brutal. Our neighborhood was not violent although one guy did burn down the entire high school that was attended by 1600 people. (OK, that was a little distressing.)

Everyone that grew up in that child packed neighborhood had choices in life. They could choose to live a lower income bracket life when they got older. They could choose to live a middle class life when they got older. They could choose to live with an upper class income bracket when they got older.

It was and still is a choice.

I have no idea what your life experience was as a kid. I hope it was fantastic! Our experience was unusual. We were not only poor but we had the largest unforeseen debt load of anyone you’ve ever known. It was absolutely not anyone’s fault or “choice.” We didn’t have any money to spend. There were no credit cards. My first step dad spent the better part of 5 years in and out of the hospital accumulating debt that exceeded one million dollars. How does hospital debt get so big? Once you exceed a lifetime limit, the insurance doesn’t pay out benefits. It’s a long story with a lot of instructive experiences that I’ll save for the course.

As you grow up, it becomes pretty obvious you can choose to live in poverty your entire life, make minor changes or make major changes.

I don’t know about you, but I hated being poor. I wasn’t afraid of it because I lived it for a decade. When I was 11, the Boy Scouts brought a Thanksgiving turkey and old clothes. Some fit, some didn’t, all got worn, “better than not having any at all,” was indeed the correct answer.

“It makes no difference where you begin. Got a job? Don’t? Have debt? Don’t? It just doesn’t matter. Where you are going is 100% your decision.”

Today in America, 18% of people in the upper income bracket today were in the bottom 1/3 income brackets one decade ago.

You can know those kind of numbers will continue. It’s inspiring.

What caused 18% of people to leave living in lower income brackets to living a more fulfilling and rewarding life?

It won’t be because they got lucky.
It won’t be because someone gave them a job.
It won’t be because the government cut them a check.

It will be because they chose to change their life situation.


Some people want you to believe that if you were or even if you are poor today, for some wild reason you are destined to remain there forever as if someone is stopping people from living their dreams. That is not only untrue, it’s a dangerous belief.

In the Wealth Creation and Accumulation System E Course you’ll be exposed to a new world.

Kevin Hogan Business Building

There are no courses on wealth accumulation or wealth psychology offered in high school. There is no “playbook.”

Then when you get to college…there are no courses offered on the psychology of wealth accumulation. In the last 4 years, we’ve learned more about wealth accumulation at the research level and the face to face in the real world level than we knew the previous hundred years combined.

And things have changed so dramatically in the last decade that the playing field doesn’t even look the same.

If you went to college you probably went so that when you got out, you’d be able to “get a job.” And one thing is for sure, if you graduated from college you had a huge advantage over those who didn’t graduate from college. A college graduate earns about 1.5 times what a non graduate earns.

Ultimately that dollar figure will almost always be enough to “get by,” and will do nothing toward growing wealth.

To be clear, about 90% of households in the U.S. regardless of their income have no chance at accumulating wealth without making the changes itemized in this system. Paradoxically almost every one of those households has the actual ability to live a wealth life.

It seems ridiculous to think that someone earning $85,000 per year doesn’t have a better “chance at wealth” as someone earning $50,000 per year. It’s counter-intuitive but they simply don’t. The person at $65,000 annual income is living paycheck to paycheck in about 80% of families. The same is true, surprisingly enough for households earning $100,000 per year!

It’s no wonder people get off to a terribly slow start in life. It’s no wonder people get on a Hamster Wheel and stay there for decades. It’s tragic and heartbreaking.

Very little about having wealth is intuitive.

Today something like 40,000,000 people in the USA are on food stamps.

I remember the one and only time we used food stamps when I was a kid. I was about 7 years old and we went shopping. My Mom had three kids, no husband, no full time job, no resources and she broke down and took money from the government…for two weeks.

She was so disgusted that we never used them again. She’d earn her own money and not take that which was earned by someone else. She got a full time job instead. Thank God she made that decision or I might have been a very different person today.

“Your psychological programming needs to be changed to move beyond where you are today.”
Reprogram Money Memory

Your money memory is a very important part of your programming, just as it is mine. Those early experiences with money shaped your beliefs, attitudes and behaviors around money.

Most of those beliefs, attitudes and behaviors are dysfunctional and need REPAIR.

I know because it took a long time to unplug the vast majority of those programs which were a life disaster. Unfortunately, one category of sabotaging money memory is enough to erase any opportunity at growing wealth.

I’d like to suggest to you that three things comprise wealth. Time, Money and Love.

Had I not had a Mom who loved me, again, my life would have been very different. Once you have food, water and shelter, love and time become very important.

The idea of being wealthy never was important to me until 1994. I certainly never wanted or even considered the notion of being “rich.” I didn’t see the point.

At that point you could see that the United States was going the way of Japan. We (as a nation) had been great and we were going to start a slide that 30 years from that point was going to be ugly. Political parties started buying votes with promises of “free money.”

One of my few strengths as a person was math, particularly statistics and probability. I ran the math and I got very concerned that living a “normal life” wouldn’t be a normal life for the duration of my life. It was obvious that carrying on as I was would actually go backward over time. And that is precisely what happened.

I started researching various options and developed an approach to building wealth that relied on thinking. It took several years before a track record was established.

Got a track record?

Here’s one page of that record:

At the turn of the 21st century, “the economy” had gotten much worse. Pretty much all the nations in the world were printing a lot of counterfeit money which meant that money wasn’t going to be worth what it was for the previous three centuries. By the mid-2000’s I had put myself in a financial position that was sensible and I began to encourage people who read my work to buy gold. At the time, gold was $450 per ounce. I had begun buying gold not long before that.

Financial advisers wrote emails to me every day telling me I was wrong. But they lived in a very small world. They based their thinking on a set of principles and beliefs instilled by their industry that no longer matched what was happening in the world. I told thousands of them they needed to get their clients in gold. Eventually the markets had their crash and it was time to rebalance any investments back into the markets.

It did just that.

You’re going to see a similar experience in the next year.

I’ll show you how to navigate your way through this mess.

Meanwhile in that 2007 – 2009 period, what happened was most Americans went into a tailspin. They lost their ability to move out of their homes because they had mortgages that were bigger than what their house was worth or what they had paid for it…and they had no wealth. Middle-class America rolled the dice that a box of wood would go up in value. It made no sense. People really believed that a house was an investment. It’s not. It is a store of value. It will always be worth something, but you can’t count on it to go up in value. That’s just silly.

"I consider this a turning point in my life…

What I gained from this course is simply beyond what I can express through words… the required ‘push’, a lot of confidence, wiping out a lot of fears from me that I could not bring forth and explain,

identifying a few damaging personal weaknesses I developed over the years running on the wheel, re-assurances on a lot of flashes of thought which I firmly believed were true –

but got buried as I could not gather evidence to support those and a lot of insights that no one else would have ever shared with me. And a unique feedback I can give –

I am based in India, a few time zones and culturally different – but what you have shared is absolutely true for us.

I consider this a turning point in my life. Thank you once again!"

Anish Augustine
Bangalore, India

Gold shot up from $450 to $1200. Some of my readers would email me saying “Thank you” over and over and over. They watched $100,000 turn into $300,000 in less than 7 years.

Obviously today gold is at $2000. That would make the hypothetical gold investment worth even more in 2024. My how the skeptics no longer have anything to say.

12 years and my goodness, how things changed. But gold is like everything else, it doesn’t just go straight up. Since then it’s predictably bounced around between 1200 and 2000. And it probably will be in a “trending upward range” for the next couple of years.

Now $450,000 is not “rich.” And I’m not saying I single-handedly helped people get rich overnight. That just isn’t right. I simply showed people how to save their financial lives and secure themselves and those they love while the people who didn’t take the time to learn about wealth and money started slipping off the cliff.

You can only save the people who listen. Most people were stuck in a 20th-century model trying to make decisions in the 21st century. The world had changed. They wanted to be right. “They believed” in nonsense, they were taught and they went down the tubes.

Today the financial advisers are paying close attention.

People who followed the plan built stepping stones to wealth. Everyone else lost…a lot.

There is very good news, however.

“Don’t let anyone kid you: Building wealth in this decade is VERY DIFFERENT but NO MORE difficult than it was in 2008 or 2004 or 1994.”
Investment Love Money Paradigm

You simply want to let it happen much faster than you would have 10 years ago.

And fear not. There are no stocks to buy. There is nothing “risky” that needs to be done. Quite the opposite. This is the new paradigm of building wealth, NOT investing. If you have some cool investing plan that has been in your family for 10 or 20 years, have at it. It won’t interfere. Your financial planner’s job is secure though you might want to teach her what you learn so she doesn’t go broke along with everyone else. If she follows her own advice….

Your life is impacted by world events. The economy is impacted by world events. But growing wealth is a pretty basic life function that anyone can do in spite of world events.

At NO TIME IN HISTORY has crisis or disaster stopped individuals who understood what was going on, from growing wealth and securing their future. 1000 years ago, no one invested in stock markets and wealth was built through good times and bad.

The last 10 years have brought more variables to the table that have to be accounted for and incorporated into the Wealth Equation.

Fortunately, there is an equation.

“Think about it. Do you have any idea what the right answer is to these questions?”

Do you know if you should be buying a house in 2024? Wait until 2025? Interest rates are 7 percent! Want to know where they will be next year?

Do you know if you should be leaving your job for another?

Do you know if you should buy gold or stocks or commodities or futures or anything else?

Do you know what allows you to grow wealth like those in the upper-income bracket?

Most people don’t have the answer to those questions. They’ll never learn the answer to those questions. And there is a sad reason this is the case. We’ll talk about this in depth during the 10 Week E-Course.

And there are cut and dried and answers to all of those questions.

The big picture is now scripted.

You can build wealth or you can fall off the cliff. It’s all a choice.

But keep in perspective that money, or what money buys is more about the quality of life for the rest of your life than it is about skyscrapers and personal jets.


You really need all three to have a life you deserve.

And when you do you have all three, you have REAL WEALTH.

The answer to “how do I build wealth” is pretty simple, but the execution requires finesse. There is absolutely a small number of approaches that are right and a monstrous set that are wrong.

And without wealth, access to time, love and money, you could survive but you will barely be alive.

Wealth in one way, is like an Oasis…
wealth oasis

It is yours and it is there to serve you when you need it. And like reaching the Oasis, you start out in the middle of nowhere and only those who get to The Oasis will drink the cool water.

I don’t want to sound all serious about wealth. It has it’s fun side too.

Wealth also has some perks to it.

Wealth isn’t about the limo, although I do like the limo.

It’s not about the Penthouse Suite…but it is sweet. (I rarely use the jacuzzi, but I like the VIP service and special treatment.)

It’s not about getting paid to travel to all kinds of exotic places in the world, although that’s pretty cool.

For me personally, wealth is about safety, security, peace of mind, never having to worry about what life will be like next year, 5 years from now, 15 years from now, 25 years from now, 35 years from now. It’s taken care of. Not exactly exciting stuff to think about. But for me, it solves a myriad of problems.

Wealth allows some people the ability to party nonstop.

Wealth allows some people to have hot cars and hit all the hot bars.

Wealth allows some people to be socialites and the center of the attention.

Here’s the thing. If you earn it, do what you want and live how you choose.

Today it’s hard to think of an argument to not make it a big Life Priority.

There are plenty of “roads to wealth,” now you can actually take your pick…

About 1 in 10 of the wealthy simply inherit it. That’s good for them. It did nothing for you and me.

9 in 10 who choose to be wealthy secured themselves in predictable ways. And there really are a few predictable ways people become wealthy. The last 20 years have given us more opportunities than ever.

It’s such a paradox. There have never been more ways to achieve wealth.

It’s really important to know which of those ways are a) best for you and b) going to be easiest and ecological, going forward.

The Comprehensive Wealth Accumulation Method

The Wealth Accumulation Program helps you to work with a tool called The Wealth Matrix where you see how Money, Time and Love interweave into this thing called life. In the end, you see what actions to take when to take them, how to measure your results and ultimately have what you want.

This course will guide you so you can begin the step by step process of breaking away from the chains that bind people to the past and the status quo and begin living an exciting, hopeful, abundant future.

Perhaps you sell products and services, or maybe you work at a good old-fashioned “job.” That is all history. You may or may not choose to make adjustments. There’s lots of right answers and many times more wrong ones. You’ll see them all play out in the game at lightning speed.

In just 11 weeks, with the assistance of the course, I’ll guide you through a method of safely and securely creating shifts in your life.

Abundance and financial freedom are predictable commodities.

By taking advantage of the little known but very important, Price’s Law, I’ll show you how you can virtually assure yourself any result you desire in any field or niche. Price’s Law makes wealth accumulation as predictable as the eventual arrival of a plane en route to a destination.

You’ll literally be able to look at yourself and say, “Ah, in order to get what I want, I simply to do this.” And you don’t have to guess. It’s all laid out for you.

I’m just like you. I had to learn the hard way. The very hard way. I looked at every “opportunity” (scam) and bought into more than a few. It got old quickly.

I changed my approach.

I started studying the DIFFERENCES between people who grow wealth and those who don’t. I found what most of the serious students of the affluent have found. Most of the things reported in pop psychology books and magazines don’t make much difference in achievement…in greatness…in wealth.

You learn what you NEVER learn in college!

The fact is that there’s a LOT of stuff both the affluent and the poor (and everyone in between) do. This was a huge distinction and one that caused me to really scramble about a decade ago. The difference in what I thought was real vs. what IS real was the difference of millions of dollars.

If you really want to achieve Personal Financial Freedom, the freedom from bills and living paycheck to paycheck…you can be quite sure it will happen.

Everything you learn in this course will be…

a) tangible.
b) something YOU can actually DO.
c) take work but not slavery.
d) vehicles that I’ve taken and can vouch for their safety.

Wealth is Best Generated with VERY Small Risks

I’m pretty risk averse….OK, VERY risk averse.

The first decision you make is to not make stupid decisions.

The second decision you make it to MOVE NOW. I’ve done what I have set out to do by of having a really good playbook, being smart enough to do things I find interesting or things I actually LIKE to do, and yes, recognizing and getting past limitations. (Ex. I don’t look like Brad Pitt or Tom Cruise)

If you’re looking to emulate the extremes of Donald Trump, Elon Musk, Jeff Bezos, Bill Gates, this is the wrong place for you.

If you would like to live an abundant life where you achieve Financial Freedom…Personal Freedom, then here is the place. You will be given the keys. All you have to do is turn the keys in the ignition and “go.”

It’s an eight-week process. It’s fascinating, introspective, you REALLY learn about YOU. You’ll find out how you ended up where you are. You’ll find out exactly how to get where you want to go.

The approach I’ve developed for you is unique and it is special in that it accounts for personal significance and meaning in the equation of growing a life of abundance.

Life without meaning has no point.  You’ll find out in The Wealth Accumulation System that you can have most of what you want in life. You can have almost anything you choose and you want to choose with what is really going to give you your best life possible.

You may not “have it all,” but you will be, do and have those things you’ve always wanted.

Ten weeks where you’ll apply what you learn and create pathways to financial freedom in your life!


If I could show you how to create the life you desired, adopt the mindset of the wealthy, and literally give you a step-by-step handbook to manifest your life filled with abundance — would you be interested?

And what happens when you put this system into practice after the course is completed??

Legend Point: You will know exactly what to do, step by step. Your Wealth Matrix keeps you on course and moving forward at all times.

The Comprehensive Wealth Creation and Accumulation System is a wonderful experience, and if you register today you will not pay $10,000 which is what many, many seminars that purport to offer a wealth building system charge. The Comprehensive Wealth Accumulation System is $2,997.

But you can pre-register now and save!

For this ONE TIME ONLY introductory offering of The Wealth Accumulation Course, you get in for only $1777.

You can use any credit card or Pay Pal.

Reserve Your Spot Now!

Yes! I will register now for $1777.
Accept my registration paying $195 today and 9 Easy Monthly Installments of $195
Just finished the Wealth Accumulation course. It’s a bit earth shattering – in an amazing way. I have a complete turnaround on some old beliefs that will make the coming year fabulous! Thank you!
Lisa Hyatt

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